Top Credit Cards Rates

Top Credit Cards Rates

Post Office Credit Card

The Post Office credit card offers something quite unusual for its customers – a competitive standard rate for everyday spending and, for the bigger purchases, an even lower rate. The latter option is almost like a pre-arranged loan where you can have up to two purchases at a time (subject to terms and conditions) at a lower rate of interest.

How this works is that if you make a ‘big ‘purchase on your credit card – for example a TV – you pay for it as normal on your Post Office credit card and then give them a call. They should then be able to switch that particular cost to a lower interest rate and you have 12 months in which to pay it off!

The Post Office credit card has been a long time coming, as the Post Office has been offering other financial products, such as loans; equity bonds, premium bonds and other savings accounts; and, car, travel and home insurance - all for quite a while now.

And while there are around 16,000 Post Office branches nationwide, in most cases you don’t even need to go into a branch, you can apply online for many of their products and services.

There are three types of Post Office credit cards, designed to meet an individual customer’s needs. Overall benefits of the Post Office credit cards include:

Low Rate Credit Card : 0% credit cards transfers ... a zero percentage introductory apr, no annual fee, and a fixed transfer fee of 4.99 percent ... put a stop on your card so that it cannot be used fraudulently

Credit Card Compare : credit cards uk ... reward schemes are schemes that offer bonuses or incentives to people when they spend on their credit ... can provide you with information about companies that have the best offers at this time

Credit Cards Cash Back : best credit card deals ... completed all these details, you simply need to wait a short while for a response ... with low apr are for the most part unavailable to consumers that have bad credit