Low Apr Credit Cards

Low Apr Credit Cards

Post Office Credit Card

The Post Office credit card offers something quite unusual for its customers – a competitive standard rate for everyday spending and, for the bigger purchases, an even lower rate. The latter option is almost like a pre-arranged loan where you can have up to two purchases at a time (subject to terms and conditions) at a lower rate of interest.

How this works is that if you make a ‘big ‘purchase on your credit card – for example a TV – you pay for it as normal on your Post Office credit card and then give them a call. They should then be able to switch that particular cost to a lower interest rate and you have 12 months in which to pay it off!

The Post Office credit card has been a long time coming, as the Post Office has been offering other financial products, such as loans; equity bonds, premium bonds and other savings accounts; and, car, travel and home insurance - all for quite a while now.

And while there are around 16,000 Post Office branches nationwide, in most cases you don’t even need to go into a branch, you can apply online for many of their products and services.

There are three types of Post Office credit cards, designed to meet an individual customer’s needs. Overall benefits of the Post Office credit cards include:

Charity Credit Card : credit card no transfer fee ... you to remain indebted permanently but repaying them in a timely manner ... new entrant from america into the uk credit card marketplace, morgan stanley offers several types of

Credit Card With Bad Credit : credit cards 0% balance transfers ... card holders to earn a set number of miles linked to the amount they spend on the credit card ... consider transferring your credit card balance to a card with a lower rate or an introductory rate

Accept Credit Cards : top 10 credit cards ... hurdle as a result of the new bankruptcy law is the requirement to get credit counseling from a government-approved ... rebate credit cards according to your personal choice of reward